Securities and advisory services offered through LPL Financial, a registered investment adviser, member FINRA/SIPC. The LPL Financial representative associated with this website may discuss and/or transact securities business only with residents of the following states: AK, AR, AZ, CA, CO, FL, ID, KY, LA, NJ, MA, MI, MO, MT, NC, NV, OH, OR, SC, SD, TN, TX, VA, WA, WY Fee-based investment advisory services available only to residents of: CA, LA, TX. Phillips Financial is licensed to sell insurance products in: AK, AZ, CA, FL, ID, MO,OR, TX, WA